Senior Life Insurance
Reviews and Complaints
We were lied to about what was covered at the cemetery
- Mislead and lied to by sales person and office staff
Preferred solution: Full refund
Really Didnt Like Interview Process
How Senior Life Rips Its Agents Off By Bogus lead Charge!!
I went to work for Senior Life on Ist week of April. I was with them 4 days before I saw the writing on the wall.
1st they game me leads that I did not want and I did not want them because the clients spoke Spanish and did not understand enough English in order for me to do a presentation. I was told I could pick my leads, which was not true, once they gave me the leads I did not want, they would not take them back....I quit as this is not ethical. They charge 1120.00 to me for 30 leads and 20 of them were clients asking for a Spanish speaking agent. Some had wrong contact and address information yet I was told these were fresh leads.
This is a sorry company that is making its living on the Agents back. If a class action is bought about I will be more than happy to get in and help start it.
- Quick pay
- Forced leads
Preferred solution: Full refund
Tv commercial not true.
I buy this insurance because on tv seid no medical question, and the agent confirm the something but is not true, after my mom pass-away,, I make a report and I don"t qualify: I need some help or someone who know more about this ...my email is hnmprz007@***.com
Maria is my name ... my mom has medical problem,but on tv they seid no medical question,,is way i buy the insurance, was only for final expence
the police was for 5000.00 and they seid they pay 4500,00 but I seid is ok we are 11 bros and sis and I througt in case some of the famili dont has money..
but no they denied the policy..
Senior Life insurance
senior life insurence
- Not the all
Full of ***
Policy and payment
TV Commercials
Each time I see the Senior Life TV ad I ask myself, how is this a sustainable business model? They say, if no life insurance claim is paid out, then they will refund to you the full premium for that policy period.
How is this a sustsinable business model. Buyer beware!
Appreciation
Senior Life Insurance Company is not an honorable company
Leads gimmick
How to Report Senior Life Insurance Company
Tv add misleading
called about add on tv,add stated that senior life had a policy that would return your premiums, since you don't get any interest on bank money,I felt that insurance would be a safe place to get coverage and also get the premiums paid returned. so, after receiving the policy 11 days after first premium draft,I realized that I did not get what I had called for,the person on the line would not explain the details but was very nice .
so after calling to get permission to cancel,I signed it and mailed it back to Thomasville Ga. within thirty days from my initial phone call to purchase the policy, come to find out that Seniorlife is not for people over 60.. that why the agent put me in something else ,just so a commission check would pay,knowing that I requested a different product. another premium draft hit my account,called them and there answer was that I needed to cancel 20 days after initial purchase in writing!!!!,,never was returned my premiums,$284.00 and 4 mo.
later still being billed for something called legacy insurance MY NAME KEITH BRANYAN AND MY PHONE NO. IS 706 817 ****
- Under the circumstances thy did what thy are trained to do
- After hearing my story no one had the authority to help me
Preferred solution: Full refund
About life insurance agents
Not all agents are unethical and yes, we are all commissioned-based so making a sale is necessary to put food on the table but doing the right thing for the client is the best policy. Customers please note: 1.
Familiarize yourself with the types of life insurance and how they work. All you have to do is Google it. 2. Be honest about your health so the agent can shop the right policy for you.
Certain illnesses may disqualify you for life insurance and there are some companies that may issue you a "graded" policy if your health is less than perfect. 3. NEVER allow any agent to replace your policy. If the policy is more than two years old, the insurance company must pay the face amount, by law.
If the policy is less than two years old, they can "contest" it. If it was a "clean" application (meaning you did not hide any health issues) then it will most likely payout. If not, usually they will refund the premiums you paid to your beneficiary. 4.
Figure out how your passing will affect your spouse and where the money will come from to cover your final expenses and your dependent future expenses. If what you have is not enough, then I suggest you shop around and ADD an additional policy...do not replace your current policy with a new one. Why? Because as you age, the rates go up and may require a much higher premium.
Better to pay a higher premium on a new policy than to cancel the old and then pay a higher premium on a higher face amount. 5.
Finally, talk to your friends and family to see if they can refer you to an agent they are happy with; if not, give me a call if you live in the greater Orlando area. William velasco 917-652-****
- Solid products
Be aware of this company and due your investigation before joining them
Be aware of this company and due your investigation before joining them, they are thief’s, dishonest and they like to deceive people. Thy sell you burial insurance with no question asked, and in fact it is life insurance not burial insurance. After you join and pay your money if your loved ones dies before 2 years of pay , they come and dig their medical records after the fact and they come up with something not to pay, If this is honest company they should check the medical record and deny the insured before not after the death, FYI they will pay only your premiums no interest no extra penny they will make money of your money and they will not give to you, please read their policy before signing up with them They are rip-off company.
- Are thieves dishonest company they will steal your money
Preferred solution: Full refund
Senior Life Insurance - Insurance Review from Naples, Florida
Thank You for Your Reply! We are processing your message.
Your comment is successfully posted.
I sold policies and never got my held back amounts, nor am I receiving any renewal money.
Enlightened me as to the character of the company.
So, pray tell---how did you reckon your loss was $1375?
seemed like $37 per lead and probably travel (gas) expenses but this is pure speculation. I was offered a Vice President position via phone call, which seemed odd.
They painted a picture that once the commercial aired anyone who was interested, that called in, went directly to an agent like Uber, and then they said, "How much would that lead be worth to you?" That stuck with me because yes it's a lead, but it's not a QUALIFIED LEAD. If you've ever worked in sales, you'd know there's a HUGE difference!!!
I feel sorry for the agent and I'm refusing the position (which I never sought out, since I'm quite content where I am). This helped me make my decision so THANK YOU ALL!!!!